Fast and Flexible

Our process is simple! When an unexpected bill, purchase, or growth opportunity arises, simply log in to your account and receive funds in hours. No hassle! No waiting! No application! You control the funds because you know what is best for your business.

Enjoy the flexibility of a revolving line of credit. Draw as 
you need and pay only for what you use. Have the peace of mind by having money available for any business expense. Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

We have no fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees. We support your business growth by getting you the right credit line for your business size at any stage.

Quick Quote



2-24 Months

Revolving Line

Only Pay on Your Outstanding Balance and Not Your Loan Amount

Unsecured Capital

No Collateral Needed

Frequently Asked Questions

How is qualification for a line of credit determined?

Qualification is determined upon review of several factors. Some of the factors we consider will include, but not be limited to, the cash flow of your business, your industry and the strength of your customer base. We do look at both personal and business credit, but this is used to a lesser degree as a determining factor. Keep in mind, we work with a large spectrum of clients and your credit does not have to be perfect, as many of our clients have strong businesses with below-average credit.

How quickly does Propose Capital make funding decisions?

We do our best to respond in 20 minutes or less and we guarantee a response within 24 working hours.

Are there termination fees if I want to leave?

We would hate to see you go but if you must, there is no termination fee charged. As long as there is no outstanding balance, you can stop using your line a credit at any point with no penalties and no fees

What is a business line of credit?

A business line of credit is a funding line that gives your business an opportunity to access capital whenever you want, and up to your approved credit limit. Propose Capital offers “revolving credit that replenishes for access with every payment. This is greatly different one of those one-time merchant cash advances or a traditional cash flow loan, both of which are non-revolving

How does repayment work?

Monthly and weekly repayment programs are available. The payments will be automatically debited from your bank account. As long as you keep sufficient funds in your bank, your payments will process without you needing to worry about anything.