Fast and Flexible
Our process is simple! When an unexpected bill, purchase, or growth opportunity arises, simply log in to your account and receive funds in hours. No hassle! No waiting! No application! You control the funds because you know what is best for your business.
Enjoy the flexibility of a revolving line of credit. Draw as
you need and pay only for what you use. Have the peace of mind by having money available for any business expense. Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.
At Propose Capital, we have no fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees. We support your business growth by getting you the right credit line for your business size at any stage.
Quick Quote
Benefits
Rates
As low as 4.8%!
Revolving Line
Only Pay on Your Outstanding Balance and Not Your Loan Amount
Unsecured Capital
No Collateral Needed
Frequently Asked Questions
Qualification is determined upon review of several factors. Some of the factors we consider will include, but not be limited to, the cash flow of your business, your industry and the strength of your customer base. We do look at both personal and business credit, but this is used to a lesser degree as a determining factor. Keep in mind, we work with a large spectrum of clients and your credit does not have to be perfect, as many of our clients have strong businesses with below-average credit.
We do our best to respond in 20 minutes or less and we guarantee a response within 24 working hours.
We would hate to see you go but if you must, there is no termination fee charged. As long as there is no outstanding balance, you can stop using your line a credit at any point with no penalties and no fees
A business line of credit is a funding line that gives your business an opportunity to access capital whenever you want, and up to your approved credit limit. Propose Capital offers “revolving credit that replenishes for access with every payment. This is greatly different one of those one-time merchant cash advances or a traditional cash flow loan, both of which are non-revolving
Just login to your online account and draw your available funds.
Monthly and weekly repayment programs are available. The payments will be automatically debited from your bank account. As long as you keep sufficient funds in your bank, your payments will process without you needing to worry about anything.
Your line of credit will replenish as you repay a draw, with the principal portion of your payment (paid fees do not replenish the account) being added back to your available credit. In other words, if you have a weekly payment of $150 with $10 in fees, your available credit will increase by $140 after your payment is processed.